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The Best Time to Drive Through Chicago Without Turning into a Bumper Magnet

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Drive Through Chicago

Navigating through Chicago’s infamous traffic is a bit like playing a strategic board game, but with cars and a bit more cursing. You, the valiant driver, are seeking that sweet victory of gliding through the city without the chorus of honks and the bumper-to-bumper waltz making your commute feel like a never-ending Monday. Winning at this game is all about timing your moves, knowing when to put the pedal to the metal and when to lay low to avoid getting in a scuffle with other drivers. But if you do get yourself caught in a car accident, Thomas Law Offices in Chicago is ready to assist you. So read on, and know when best to drive through Chicago and avoid accidents.

Decoding the Rush: Timing is Everything

Let’s face it, the thought of traversing through the jungle of Chicago traffic can be about as appealing as stepping on a Lego piece. But fear not, because with a bit of strategic timing, you can transform your drive through the Windy City from a bumper-to-bumper brouhaha to something almost peaceful. Just imagine cruising with the skyline in your rearview, rather than the angry honking of over-caffeinated commuters.

Navigating Weekdays vs. Weekends

To start, let’s dissect the beast called the weekday rush. Here’s a hot tip: you’re going to want to avoid Monday through Friday between the hours of 7-9 a.m. and 5-7 p.m. like they’re the last free samples at a food court. That’s when workers flood the streets faster than teens at a viral pop-up shop.

But what about weekends, you ask? Ah, the weekends are your golden ticket, particularly if you get those wheels rolling before the average bear has had their first cup of coffee, say, pre-10 a.m. Otherwise, in the late morning to early afternoon, you’ll enjoy a driving wonderland.

Cracking the Code of Rush Hours

Armed with insider info, you can outsmart even the most satanic rush hour by aiming for these magic hours:

  • Before 5 a.m.: It’s like driving in a post-apocalyptic movie, minus the zombies.
  • 11 a.m. to 12 p.m.: Experience the eerie calm during the lunchtime lull.
  • 2 p.m. to 3 p.m.: Perfect for zipping past those skyscrapers without playing musical lanes.
  • After 7 p.m.: Roads so clear, you could almost see tumbleweeds rolling.

But behold, the time bandit, known as the Kennedy Expressway during weekday evenings. Navigate around it like you would your neighborhood on trash pickup days—nothing but trouble.

Routes and Reroutes: Strategic Driving in the Windy City

Driving in Chicago can be like playing an advanced level of Tetris where the blocks are cars, cabs, and potholes. But fear not! With a bit of strategic planning and some tech-savvy navigation, you’ll be dodging those rush-hour fender benders like a pro.

Choosing Your Path: Highways and Byways

Key Routes:

  • Dan Ryan Expressway (I-90/I-94): Quick but usually packed. Timing is everything.
  • Kennedy Expressway (I-190/I-90/I-94): An alternative with similar challenges.
  • I-294: Your go-to for circumnavigating the city, but beware of tolls!

To beat the traffic beast:

  • Aim for non-peak hours, such as mid-morning or early afternoon.
  • Check for Cubs or Sox games; they can turn highways into parking lots.
  • Consider scenic byways for a less stressful cruise, like Lake Shore Drive (but remember, it’s not a secret escape route anymore).

Avoid Construction Zones Like the Plague

Chicago’s seasons are construction, winter, still construction, and oh look, more construction.

Here’s how to stay sane:

  • Keep an eagle eye on local news for the latest construction updates or closures.
  • Heed the rumble of your morning radio traffic report. They’re like an oracle for roadwork mayhem.
  • Treat warning signs like a spoiler alert for the next episode of ‘Traffic Jammed.’

Tech Talk: GPS and Traffic Apps

When it’s you versus the concrete jungle, go full tech-warrior with apps like Waze and Google Maps.

Why? Because:

  • They predict traffic patterns with an eerie accuracy that’s borderline psychic.
  • Real-time updates can be a lifeline when you’re knee-deep in brake lights.
  • Some apps are social creatures. They’re powered by fellow drivers who drop real-time deets on everything from speed traps to potholes with ambitions of being craters.

Use those apps; trust them. They’re the cheat codes to the city’s level. Happy navigating!

Parking Shenanigans: Finding That Mythical Spot

Got your treasure map and spyglass ready? You’re about to embark on an epic quest for the most elusive prize in Chicago—the legendary parking spot.

Hunting for Gold: Downtown or Bust

Sure, finding a parking spot downtown feels like a victory on par with finding El Dorado. Street parking downtown? It’s like a game of musical chairs, but the music is honking and there aren’t enough chairs. Your best bet? Set sail before the sun does; early morning can mean less competition. If turning in circles isn’t your idea of fun, head for one of those high-rise troves—a parking garage. It’ll cost a few more doubloons but remember, patience is a virtue, but it won’t nab you a parking spot at 5 p.m. on a Friday.

For a modern twist, download apps like SpotHero to reserve your spot as easily as calling dibs on the last slice of pizza. It’s like having a digital parrot on your shoulder that squawks out directions to open spaces.

Private Spot or Public Transportation?

Sometimes, you’ve just got to weigh the gold. A private parking spot is like your own personal treasure chest, but it comes at a premium worthy of a king’s ransom. If your wallet’s not ready to walk the plank, consider Chicago’s public transportation system. Sure, you’re sharing the spoils with fellow buccaneers, but public transit can be worth its weight in gold, especially when you’re venturing through congested waters and don’t want to end up marooned in bumper-to-bumper traffic. Plus, it’s a chest that keeps on giving; you can use the time aboard to read, nap, or plot your next adventure.

Safety and Sanity on the Streets of Chicago

Navigating the busy streets of Chicago requires a blend of calm nerves and astute awareness. Keep your wits about you to ensure you’re not just another statistic on the evening news.

Avoiding Accidents: Tips from the Trenches

Your first mission is to avoid the infamous fender benders. Timing is your best friend—drive during off-peak hours like before 7 am or after 9 pm to sidestep the chaotic dance of rush hour. The midday lull between 11 am and 1 pm is also a sweet spot for a less adrenaline-fueled commute.

  • Visibility is key: Even on a sunny day in The Windy City, keep your headlights on to ensure others can see you coming.
  • Follow the speed limit: It’s a limit, not a suggestion. Speeding is a major no-no if you’re fond of your car’s crumple zones uncrumpled.
  • Drunk driving: Just don’t. There’s nothing funny about DUIs. Plus, rideshares are your designated driver on call.
  • Emergency vehicles: Pull over, but don’t freak out and cause a pile-up. Stay calm and move aside with grace.

The Ins and Outs of Chicago’s Road Rules

Now, let’s get down to brass tacks—knowing the rules can save you from an automotive pas de deux with a fellow driver. Here’s a cheat sheet:

  • Yield to pedestrians: They roam the streets with a confidence that can be startling. Better to let them strut their stuff than brush up on your CPR skills.
  • Stay alert around taxis: They have an unpredictable nature. Keep a safe distance unless you enjoy trading paint.
  • Red means stop: Green means go, and yellow is not a suggestion to floor it.

Conclusion

So you’ve done the legwork, you’ve braved the elements, and now, it’s time to put all that newfound knowledge into action. Remember, timing is everything when it comes to swerving away from car carnage in Chicago.

Here’s a nifty little cheat sheet for your vehicular escapades:

  • Before the rooster crows: Get out on the road before 5 a.m., and you’re golden.
  • Midday meander: Slide between 11 a.m. and 12 p.m. for a little no-bumper-bingo zone.
  • Afternoon delight: Strive for 2 p.m. to 3 p.m. to cruise with ease.
  • Evening escapade: Embark on your journey between 7 p.m. and 9 p.m. for a more peaceful ride.

Steer clear of rush-hour roulette, and you just might find that sweet spot where you’re not playing bumper cars but actually driving on an open road. Remember, it’s always better to be the early bird or the night owl in this game.

Ready, set, go dodge those metal monsters! Keep your wits about you, rock out to your favorite tunes, and enjoy the Chicago skyline without the added decor of taillights. Happy (and safe) driving!

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BUSINESS

Milyom: The Power of Mindset and Momentum for Growth

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Introduction to Milyom and its Philosophy

Welcome to the world of Milyom, where transformation begins with a shift in mindset. Have you ever felt stuck or overwhelmed, unsure of how to break free from your limitations? If so, you’re not alone. Many people struggle with finding their path to personal growth and success. That’s where Milyom comes into play—a philosophy that emphasizes the incredible power of mindset combined with unstoppable momentum.

Milyom encourages individuals to harness their thoughts and beliefs as catalysts for change. It’s about recognizing that our mindset shapes our reality and fuels our journey towards achieving goals we once deemed impossible. But it doesn’t stop there; building momentum is equally crucial in this process. Together, these elements create a dynamic force propelling us toward lasting growth.

Ready to explore how adopting a Milyom perspective can transform your life? Let’s dive deeper into this empowering philosophy!

Understanding the Power of Mindset for Personal Growth

Mindset shapes our perception of the world. It influences how we respond to challenges and opportunities. A growth mindset opens doors. It allows us to see failures as stepping stones rather than roadblocks.

When we embrace this perspective, personal growth becomes a natural part of our journey. Each setback transforms into a lesson learned, fueling motivation for future efforts. Instead of feeling defeated, individuals become resilient thinkers ready to tackle new experiences.

Adopting a positive mindset encourages curiosity and exploration. This attitude fosters creativity and innovation in problem-solving. When you believe in your potential, the possibilities expand significantly.

Milyom emphasizes this transformative power of mindset as essential for self-improvement. It’s about nurturing beliefs that support progress instead of hindering it. By cultivating an empowering inner dialogue, anyone can unlock their true capabilities on the path to success.

The Importance of Momentum in Achieving Goals

Momentum is a critical component in the journey toward achieving goals. It acts as the driving force that propels you forward, transforming aspirations into tangible outcomes. When you build momentum, each small win reinforces your motivation and commitment.

Think of it like riding a bike downhill. Once you begin to move, it’s easier to keep going. The more progress you make, the less effort it takes to maintain speed. This principle applies directly to personal growth and goal achievement.

Creating consistent habits can help establish this momentum. Small actions taken regularly compound over time, leading to significant changes in your life trajectory. Even on tough days, maintaining these habits ensures that you’re still moving ahead—albeit at a slower pace.

Recognizing moments of progress can further fuel this cycle. Celebrate those achievements along the way; they serve as reminders that you’re on track and capable of reaching even greater heights with sustained effort.

How to Develop a Milyom Mindset?

To develop a Milyom mindset, start by embracing self-awareness. Reflect on your thoughts and beliefs. Identify limiting patterns that hold you back.

Next, practice positive affirmations daily. These simple yet powerful statements can reshape your inner dialogue and boost confidence. Speak kindly to yourself; words have immense power.

Define your goals with precision and clarity to guide your path forward. Visualize your goals vividly—see them, feel them, live them in your mind’s eye.

Keep company with people who motivate and encourage your growth. Their energy will help reinforce your new mindset.

Cultivate resilience by viewing challenges as opportunities for growth rather than setbacks. Embrace failures as stepping stones toward success; learn from each experience without losing momentum.

Tips for Maintaining Momentum on Your Journey

Staying motivated can be challenging. To maintain momentum, celebrate small wins regularly. Each step forward deserves recognition.

Create a routine that energizes you. Consistency builds habits, and habits foster progress. Find what works for you—morning rituals or evening reflections.

Connect with others who share your goals. Sharing experiences boosts motivation and provides accountability. Engage in communities or groups that inspire growth.

Visualize your success often. Picture where you want to be and the steps needed to get there. This mental exercise reinforces commitment to your journey.

Don’t forget self-care. Taking breaks refreshes the mind and body, allowing for sustained energy as you push forward toward new milestones on your path of growth through Milyom principles.

Real-Life Success Stories from Milyom Practitioners

Milyom has transformed countless lives, and the stories of its practitioners shine brightly. Take Sarah, for instance. She was stuck in a monotonous job but embraced the Milyom philosophy. With a renewed mindset, she launched her own business within six months.

Then there’s James, who struggled with self-doubt. Through Milyom principles, he learned to shift his perspective and build confidence. Today, he’s a motivational speaker inspiring others.

Maria’s journey is equally motivating. After years of feeling lost in her career path, she focused on maintaining momentum through daily goals set by Milyom strategies. Now she thrives as an author.

Each story reflects resilience and determination fueled by the power of mindset and consistent action—cornerstones of what it means to live by the tenets of Milyom. These individuals are proof that change is possible when you commit to this transformative approach.

Conclusion and Encouragement to Embrace Milyom in Your Life?

Embracing the philosophy of Milyom can be a transformative journey. By adopting a mindset that focuses on growth and potential, you’ll discover new ways to approach challenges. It’s not just about thinking positively; it’s about cultivating resilience and an unwavering belief in your ability to improve.

Momentum plays a key role as you navigate through this process. Small wins build confidence, creating a cycle of achievement that propels you forward. Every action you take, big or small, plays a vital role in your progress.

As you continue down this path, keep the principles of Milyom close to heart. Surround yourself with inspiring stories from others who have walked similar paths—these narratives serve as powerful reminders that change is possible.

Every day presents an opportunity for growth when viewed through the lens of Milyom. Embrace this philosophy wholeheartedly and watch as doors open before you, leading to personal fulfillment and success beyond what you imagined possible. Your journey towards transformation starts now; take that first step today!

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FINANCE

WUVISAAFT Explained: Visa & Western Union Transfers

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In today’s fast-paced world, sending money across borders has never been easier. But with so many options available, how do you know which one to choose? Enter WUVISAAFT—a revolutionary service that combines the reliability of Visa with the global reach of Western Union. Whether you’re supporting family abroad or making business transactions, understanding WUVISAAFT can make a significant difference in your money transfer experience. Let’s dive into what makes this innovative service stand out in an ever-evolving financial landscape.

What is WUVISAAFT?

WUVISAAFT is an innovative service that merges the strengths of Visa and Western Union. This unique collaboration allows users to send money internationally with ease and efficiency.

At its core, WUVISAAFT streamlines cross-border transactions. It leverages Visa’s extensive payment processing network alongside Western Union’s vast global presence. This means you can transfer funds to nearly any country in the world without hassle.

The platform is designed for both individual consumers and businesses seeking reliable solutions for international payments. Users benefit from a user-friendly interface, making it easy to navigate through various options.

With WUVISAAFT, sending money feels less like a chore and more like an accessible part of everyday life. Whether it’s paying bills or supporting loved ones overseas, this service aims to simplify your financial exchanges across borders.

How does it work?

WUVISAAFT operates by seamlessly connecting Visa card holders with Western Union’s vast transfer network. The process begins when a user opts to send money using their Visa card through the WUVISAAFT platform.

Once initiated, the service processes the transaction quickly and securely. Users enter recipient details and select an amount to send. This information is encrypted for safety.

Next, funds are transferred instantly or within a few hours, depending on the destination country. Recipients can collect cash at local Western Union locations or have it deposited directly into their bank accounts.

Throughout this entire procedure, real-time tracking allows users to monitor their transfers effortlessly. Notifications keep both sender and receiver informed until the money is successfully delivered. The combination of convenience and speed makes WUVISAAFT a popular choice for those needing reliable international transfers.

Benefits of using WUVISAAFT

WUVISAAFT offers a range of advantages that make it an attractive option for those needing seamless financial transactions. One significant benefit is speed. Transfers are typically processed much faster than traditional methods, allowing funds to reach recipients within minutes.

Another key advantage is the convenience factor. Users can initiate transfers from their homes or on-the-go via mobile devices, eliminating the need to visit a bank branch. This flexibility caters to modern lifestyles and busy schedules.

Additionally, WUVISAAFT provides competitive exchange rates and lower fees compared to conventional banking options. This cost-effectiveness can be particularly beneficial for frequent senders or larger transactions.

Customer support also stands out with WUVISAAFT. Users have access to assistance whenever needed, ensuring questions or issues are addressed promptly without unnecessary delays in service delivery.

Comparison to traditional bank transfers

When comparing WUVISAAFT to traditional bank transfers, several differences emerge. Traditional methods often involve lengthy processing times. Transfers can take days, leaving users in uncertainty.

WUVISAAFT stands out with its fast transactions. Funds are typically available within minutes. This immediacy appeals to those needing quick access to money.

Fees also differ significantly. Banks frequently have hidden charges that add up quickly. With WUVISAAFT, clarity is key; you know the costs upfront.

Accessibility plays a role too. Traditional banks may require you to visit a branch or use their specific platforms. WUVISAAFT offers flexibility through various online channels and locations, making it more convenient for many users.

Customer service experiences vary greatly between the two options. Bank support can be slow and automated at times while WUVISAAFT aims for responsive assistance tailored to individual needs.

Safety and security of WUVISAAFT

Safety is a primary concern for anyone sending or receiving money. WUVISAAFT prioritizes the protection of user information and funds.

The platform employs advanced encryption technologies to safeguard transactions. This means your personal data remains confidential throughout the transfer process.

Additionally, both Visa and Western Union have established reputations for security in financial services. Their combined expertise enhances trust in WUVISAAFT.

Fraud monitoring systems are active 24/7, detecting suspicious activities almost instantly. Users can report any concerns directly through customer support channels that are readily available.

With these robust measures, clients can feel confident using WUVISAAFT for their financial needs without compromising safety.

How to use WUVISAAFT

Using WUVISAAFT is straightforward and efficient. First, ensure you have an active Visa card linked to your Western Union account.

Start by logging into your Western Union profile. Navigate to the money transfer section, where you’ll find options tailored for various payment methods.

Select the WUVISAAFT option. Enter the recipient’s details accurately. This includes their name, location, and any other required information.

Next, input the amount you wish to send. Review all entered details carefully before proceeding with the transaction.

After confirming everything looks good, complete your payment using your Visa card. You’ll receive a confirmation message along with tracking information for peace of mind.

Keep this tracking number handy; it allows you to monitor the status of your transfer in real time as it reaches its destination efficiently.

Conclusion

WUVISAAFT simplifies the complexities of money transfers and visa payments. With its unique integration between Visa and Western Union, this service offers a streamlined way to send funds securely across borders.

The convenience of WUVISAAFT allows users to enjoy faster transactions compared to traditional banking methods. Plus, the added benefits like lower fees and accessibility make it an attractive choice for anyone looking to transfer money internationally.

As you explore your options for international money transfers, consider how WUVISAAFT can serve your needs effectively while prioritizing safety and security. Whether you’re sending remittances or making payments abroad, this innovative solution opens doors for seamless financial interactions globally. For those who value efficiency in their monetary dealings, WUVISAAFT stands as a compelling option worth considering.

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BUSINESS

7 Cybersecurity Tips for Registered Investment Advisors (RIAs)

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7 Cybersecurity Tips for Registered Investment Advisors (RIAs)

Many advisors quietly admit that cyber risk keeps them on edge. Just as a sudden cloudburst can flood a clear road, a single overlooked vulnerability can spill sensitive client data across the wrong screens. It may sound dramatic, but everyday attacks on firms handling retirement savings and life-planning assets are now routine.

Strong cybersecurity for RIAs isn’t about chasing the latest shiny tools. It’s about having a clear strategy, reliable controls, and consistent follow through so client trust never feels fragile. Below are seven practical tips that line up with SEC expectations and everyday common sense.

Tip 1: Get Clear On The Cyber Threats Facing Your RIA

You can’t protect what you haven’t mapped. Phishing, social engineering, and ransomware routinely target advisory firms, and one industry survey recently showed that nearly half of smaller RIAs experienced at least one attempted breach in the past year.

Start by taking inventory of your digital footprint:

  • All external systems: custodians, CRMs, planning tools, client portals, cloud storage
  • Internal assets: file shares, laptops, remote access tools, admin accounts

Then ask blunt questions:

  • Who can reach what, and from where?
  • Are there shared logins or dormant accounts still active?
  • Which systems, if compromised, would stop you serving clients today?

Even a simple spreadsheet mapping assets, access, and business impact will give you a clearer picture of where an attacker might try to sneak in – and where your attention should go first.

Tip 2: Build An SEC-Aligned Cybersecurity Program

Once risks are visible, you need a structured program that speaks the same language as regulators. The SEC expects RIAs to have written, risk-based cybersecurity programs, not a pile of ad-hoc fixes.

A practical starting point:

  • Create a short control matrix that lists key safeguards (multi-factor authentication, logging, backups, vendor oversight, etc.)
  • Map each safeguard to relevant SEC guidance and your own risk assessment
  • Set a review cadence (quarterly or semiannual) to reassess controls and document changes

Keep the framework simple, but explicit. When exams arrive, you want to show how your program is designed, how it is maintained, and how it evolves as your firm grows – not scramble to reconstruct decisions from memory.

Tip 3: Turn Expectations Into Written Policies

Verbal rules vanish. Written policies endure. Clear documentation is the bridge between “we meant to” and “we can prove it.”

Focus on a few core areas:

  • Data handling and retention
  • Password and authentication standards
  • Access reviews and approval workflows
  • Vendor onboarding and ongoing oversight

Provide new hires with a short, plain-language policy guide on day one and keep a central digital folder with the full policy set. Run quick monthly spot checks: are people following the password rules, using approved tools, and storing files where they should?

Well written policies help you run a smoother operation, and when regulators ask how your firm manages risk, you can answer with specifics rather than vague assurances.

Tip 4: Make Vulnerability Management A Routine, Not A Fire Drill

Many breaches start with something simple: an old plugin, an unpatched server, or a forgotten laptop. Regular vulnerability management turns those landmines into routine to-dos instead of emergency crises.

A workable rhythm might look like this:

  • Run automated vulnerability scans at least once a month
  • Tag high-value systems (e.g., client portals, email, file servers) for priority review
  • Use a shared tracker or ticket system so remediation items are assigned and closed
  • Align patch cycles with your scan schedule so fixes never drift for months

Each scan and patch round costs far less than a real incident response engagement. Over time, this cadence becomes part of your operational heartbeat and a strong story to share in SEC exams.

Tip 5: Treat Security Awareness Training As An Ongoing Habit

Technology can block a lot, but a single careless click can still open the door. Staff education is your frontline filter.

Effective programs are:

  • Short and frequent – think quarterly micro-sessions, not annual marathons
  • Practical – real phishing examples, password guidance, secure remote work tips
  • Measured – simulated phishing campaigns with simple dashboards

Share results in a constructive way. Recognize teams that report suspicious emails and highlight improvements across the firm. Positive reinforcement tends to build a culture where people feel responsible for security instead of afraid of making mistakes. Over time, you’ll see fewer risky clicks and more quick flags when something looks “off.”

Tip 6: Partner With Cybersecurity Specialists Who Understand RIAs

At some point, checklists and best-effort internal reviews are not enough. Working with experts who live in the RIA world can close gaps you didn’t realize were there.

Our cybersecurity advisors at CyberSecureRIA focus specifically on advisory firms and understand SEC and FINRA expectations in detail. During discovery sessions, they can:

  • Review policy drafts, network diagrams, and training logs
  • Identify weak spots in access controls, logging, and vendor management
  • Outline a prioritized remediation roadmap with realistic timelines

You also gain access to a help desk that understands the tools RIAs actually use – from custodial platforms to planning software. Having specialists on call can turn complex regulatory requirements into clear, manageable steps.

Tip 7: Prepare An Incident Response And Business Continuity Playbook

Even with solid defenses, something can still go wrong. When that happens, you need a script – not a scramble.

A strong plan should:

  • Define how issues are detected and who receives alerts
  • Assign roles for containment, communication, regulatory notifications, and recovery
  • Include a tested backup and restore strategy, with at least twice-yearly drills
  • Spell out alternative ways to serve clients if core systems go offline

Walk the team through tabletop exercises: simulate a ransomware event, a lost laptop, or a compromised email account. Document what worked, what didn’t, and what you changed afterward. When a real incident happens, your firm will respond with purpose instead of confusion.Thoughtful cybersecurity for RIAs isn’t about fear – it’s about control, preparation, and respect for the trust clients place in you. With clear visibility into risks, written programs aligned with SEC expectations, consistent training, and expert support from partners like CyberSecureRIA, your firm can face digital threats with confidence instead of anxiety.

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