BUSINESS
15 Flexible Side Hustles for Extra Income

In today’s fast-paced world, many of us are on the lookout for creative ways to boost our income and achieve financial freedom. Whether you’re saving for a dream vacation, paying off debt, or simply looking to add a little extra cushion to your monthly budget, a side hustle can be the perfect solution. As someone who has explored various side gigs over the years, I’ve discovered that the key to success lies in finding something that not only fits your lifestyle but also sparks your interest.
In this article, I’ll share 15 exciting side hustle ideas based on the Side Hustle Database that can help you make extra money while doing something you enjoy. From leveraging your skills and passions to tapping into emerging trends, these ideas offer a range of opportunities to suit different talents and schedules.
1. Participate in Paid Online Surveys
Participating in paid online surveys is a simple way to earn extra money by sharing your opinions on various topics. Companies and market research firms use these surveys to gather consumer insights, and they are willing to pay for your time and feedback. This side hustle is flexible and can be done from anywhere with an internet connection.
While online surveys won’t make you rich, they can provide a modest supplementary income. Depending on the survey’s length and complexity, you can earn anywhere from a few cents to $50 per survey. Some popular platforms include Swagbucks, Survey Junkie, and InboxDollars, where you can potentially earn up to $100 a month by consistently participating in surveys.
To start, sign up for multiple reputable survey sites to maximize your earning potential. Complete your profile accurately to receive more relevant survey invitations. Set aside specific times to take surveys regularly, and cash out your earnings through available options such as PayPal or gift cards.
2. Monetize a YouTube Channel
Monetizing a YouTube channel involves creating video content that attracts viewers and generates income through ads, sponsorships, and merchandise sales. With over 2.7 billion users, YouTube offers vast potential for creators to reach a global audience and earn money from their content.
The earning potential on YouTube varies widely based on factors such as niche, audience size, and engagement. Many YouTubers earn money through the YouTube Partner Program, which allows them to earn from ads shown during their videos. Additional revenue streams include brand partnerships, affiliate marketing, and selling products. Successful YouTubers can earn thousands of dollars per month, but it typically takes time to build a substantial following.
Begin by creating a YouTube channel and developing a content strategy that appeals to your target audience. Consistently upload high-quality videos and engage with your viewers to grow your subscriber base. Once you meet the eligibility requirements (1,000 subscribers and 4,000 watch hours in the past 12 months), apply for the YouTube Partner Program to start earning from ads.
3. Deliver Groceries and Other Items
Delivering groceries and other items is a flexible side hustle that allows you to earn money by shopping for and delivering goods to customers. Services like Instacart and DoorDash provide platforms for individuals to work as independent contractors, choosing their hours and areas of operation.
Earnings from delivery gigs depend on factors such as location, demand, and the number of deliveries completed. According to Side Hustles Database, delivery drivers can earn between $10 to $25 per hour, including tips. Some platforms offer bonuses for completing a certain number of deliveries or working during peak hours.
To get started, download a delivery app like Instacart or DoorDash and complete the sign-up process, which typically includes a background check. Once approved, you can start accepting delivery requests and earning money. Consider working during busy times, such as evenings and weekends, to maximize your earnings.
4. Offer Services Like Car Washing and Detailing
Offering car washing and detailing services is a hands-on side hustle that involves cleaning and maintaining the appearance of vehicles. This service is in demand as people often prefer the convenience of having their cars cleaned at home or work.
The earning potential for car washing and detailing varies based on the level of service provided and the market demand in your area. Basic washes can earn you $20 to $50 per vehicle, while full detailing services can range from $100 to $250 or more. Building a loyal customer base can lead to steady income.
Start by investing in basic car cleaning supplies and equipment. Advertise your services through social media, community boards, and word-of-mouth. Offer competitive pricing and exceptional service to attract and retain customers. As your business grows, consider expanding your services or hiring additional help.
5. Become an IRL or Online Tutor
Tutoring is a rewarding side hustle that involves helping students improve their academic performance. Tutors can work in-person or online, providing assistance in subjects ranging from math and science to languages and test preparation.
Tutors can earn anywhere from $15 to $60 per hour, depending on their expertise and the subject matter. Specialized tutors, such as those for standardized test preparation, can charge higher rates. Online tutoring platforms like VIPKid or Tutor.com offer opportunities to connect with students worldwide.
To get started, identify the subjects you are qualified to tutor and determine your target audience. Create a profile on tutoring platforms or advertise your services locally. Obtain any necessary certifications or qualifications to enhance your credibility. Set your rates competitively and be prepared to adapt your teaching methods to meet the needs of different learners.
6. Start Your Content Creation Journey
Becoming a content creator is an exciting way to express your unique perspective, showcase your expertise, or share stories that resonate with a global audience. Content creation spans various platforms and topics, from lifestyle and education to entertainment and personal growth. By creating valuable content, you can connect deeply with viewers, listeners, or readers, forming a dedicated community that supports and engages with your work.
Platforms like OnlyFans offer creators a flexible way to monetize their content while maintaining control over how and what they share. Unlike traditional social media, OnlyFans provides a subscription-based model where creators can share exclusive content directly with their fans, allowing for a more personal connection and stable income stream. Many creators find success by offering exclusive content that includes various OnlyFans poses, tutorials, or even live interactions, creating a unique experience for their subscribers.
To get started, identify your niche and target audience, then consider which platforms best support your goals—whether it’s OnlyFans for exclusive content, a blog for written pieces, or social media for broader engagement. Invest in quality equipment to enhance your content’s production value, and don’t forget to promote it across multiple channels to reach new audiences. Collaborating with other creators and engaging with your community are also key strategies to grow your following and keep your content relevant.
7. Become a Transcriber or Translator
Transcribing involves converting audio or video content into written text, while translating involves converting text from one language to another. These services are in demand across various industries, including media, legal, and healthcare, as businesses seek to make their content accessible to a wider audience.
Transcribers can earn between $15 and $30 per hour, while translators can earn $20 to $50 per hour or more, depending on language proficiency and specialization. Experienced professionals with niche expertise can command higher rates.
To start, identify your language skills and areas of expertise. Join freelance platforms like Upwork or Fiverr, or apply to transcription and translation companies. Build a portfolio showcasing your work and consider obtaining certifications to enhance your credibility. Networking with professionals in the industry can also lead to job opportunities.
8. Become an Affiliate Marketer
Affiliate marketing involves promoting products or services and earning a commission for each sale made through your referral. This is a performance-based marketing strategy where you partner with brands to help them reach new customers.
Affiliate marketers can earn a significant income, with average earnings around $8,000 per month for successful marketers. The potential earnings depend on factors like niche, audience size, and marketing strategies. Top earners can make much more through high-commission programs and effective marketing techniques.
Start by choosing a niche that aligns with your interests and expertise. Research and join affiliate programs that offer products relevant to your niche. Create content that promotes these products, such as blog posts, videos, or social media posts, and include your affiliate links. Focus on building trust with your audience to increase conversions.
9. Offer Pet Sitting and Dog Walking Services
Pet sitting and dog walking services cater to pet owners who need assistance with their pets due to busy schedules or travel. This service involves caring for pets in their homes or taking dogs for walks, providing exercise and companionship.
Pet sitters and dog walkers can earn $15 to $30 per hour, with potential for more depending on location, demand, and additional services offered. Building a loyal client base can lead to steady and repeat business.
Begin by gaining experience with pets and understanding their needs. Create a business plan, choose a business name, and register your business. Market your services through social media, local advertisements, and partnerships with pet-related businesses. Consider obtaining insurance and certifications to enhance credibility and ensure safety.
10. Start a Dropshipping Business
Dropshipping is an eCommerce business model where you sell products without holding inventory. When a customer places an order, the supplier ships the product directly to the customer. This model allows you to focus on marketing and sales while minimizing upfront costs.
Dropshipping can be profitable, with some entrepreneurs earning over $100,000 per year. However, the competition is high, and profit margins can be slim. Success depends on choosing the right niche, products, and marketing strategies.
To get started, identify a niche with high demand and low competition. Research and partner with reliable suppliers. Build an online store using platforms like Shopify or WooCommerce. Set up your business structure and finances, and market your store through social media, SEO, and paid advertising.
11. Start a Blog or Newsletter
Starting a blog or newsletter is an excellent way to share your passion, expertise, or interests with a wide audience. Blogs and newsletters can cover various topics, from personal finance and travel to health and lifestyle. This side hustle allows you to build a community and potentially turn your writing into a profitable venture.
Bloggers and newsletter creators can earn money through several channels, including advertising, sponsored content, affiliate marketing, and selling digital products or services. While it may take time to build a substantial audience, successful bloggers can earn anywhere from a few hundred to several thousand dollars per month.
Begin by choosing a niche that you are passionate about and knowledgeable in. Set up your blog using platforms like WordPress or Wix, or start a newsletter using services like Substack or Mailchimp. Create high-quality content consistently and promote it through social media and SEO strategies to grow your audience. Once you have a steady readership, explore monetization options like ads, affiliate links, and partnerships.
12. Resell Used or Vintage Goods
Reselling used or vintage goods involves sourcing and selling second-hand items, such as clothing, furniture, or collectibles. This side hustle taps into the growing demand for sustainable and unique products. It requires a keen eye for valuable items and knowledge of market trends.
The earning potential in reselling can vary widely based on the types of goods sold and the market demand. Successful resellers can earn a significant income, with some making thousands of dollars monthly. Profit margins depend on sourcing costs and selling prices.
Start by researching popular items in the resale market and identifying your niche. Source products from thrift stores, garage sales, or online marketplaces. Set up an online store using platforms like eBay, Etsy, or Shopify. Price your items competitively and use high-quality photos and detailed descriptions to attract buyers. Promote your store through social media and online communities to increase visibility.
13. Become a Rideshare Driver
Becoming a rideshare driver involves using your vehicle to transport passengers through platforms like Uber or Lyft. This flexible side hustle allows you to set your schedule and work as much or as little as you want, making it ideal for those looking to earn extra money in their spare time.
Rideshare drivers can earn between $15 to $25 per hour, depending on factors like location, demand, and time of day. Earnings can increase with tips and bonuses offered by the rideshare companies during peak hours or busy events.
To start, ensure you meet the vehicle and driver requirements set by the rideshare company. Sign up on their platform and complete the necessary background checks and vehicle inspections. Once approved, you can begin accepting ride requests and earning money. Consider working during peak times, such as weekends and evenings, to maximize your earnings.
14. Mow Lawns and Do Other Landscaping Tasks
Offering lawn mowing and landscaping services is a hands-on side hustle that involves maintaining and beautifying outdoor spaces. This service is in demand as many homeowners and businesses prefer to outsource these tasks to professionals.
The earning potential for lawn care and landscaping varies based on the services offered and the local demand. Basic lawn mowing can earn you $20 to $50 per service, while more comprehensive landscaping projects can bring in higher fees. Experienced landscapers can earn a substantial income, especially if they expand their services to include seasonal tasks.
Start by deciding which services to offer, such as mowing, trimming, or planting. Invest in quality equipment and set up a legal business structure if necessary. Market your services through local advertising, social media, and word-of-mouth. Building a loyal client base and offering exceptional service can lead to repeat business and referrals.
15. Offer Digital Marketing Services
Offering digital marketing services involves helping businesses improve their online presence through strategies like SEO, social media management, content creation, and paid advertising. This side hustle is ideal for those with marketing expertise and a desire to work with various clients.
Digital marketers can earn a wide range of income, from $15 to $100 per hour, depending on their skills, experience, and the complexity of the projects. Those who specialize in high-demand areas, such as SEO or PPC advertising, can command higher rates.
Begin by assessing your skills and identifying the services you can offer. Build a portfolio showcasing your work and results. Use freelance platforms like Upwork or Fiverr to find clients, or reach out to businesses directly. Stay updated on the latest digital marketing trends and tools to provide the best service to your clients. Networking with other professionals in the industry can also lead to new opportunities.
FINANCE
WUVISAAFT Explained: Visa & Western Union Transfers

In today’s fast-paced world, sending money across borders has never been easier. But with so many options available, how do you know which one to choose? Enter WUVISAAFT—a revolutionary service that combines the reliability of Visa with the global reach of Western Union. Whether you’re supporting family abroad or making business transactions, understanding WUVISAAFT can make a significant difference in your money transfer experience. Let’s dive into what makes this innovative service stand out in an ever-evolving financial landscape.
What is WUVISAAFT?
WUVISAAFT is an innovative service that merges the strengths of Visa and Western Union. This unique collaboration allows users to send money internationally with ease and efficiency.
At its core, WUVISAAFT streamlines cross-border transactions. It leverages Visa’s extensive payment processing network alongside Western Union’s vast global presence. This means you can transfer funds to nearly any country in the world without hassle.
The platform is designed for both individual consumers and businesses seeking reliable solutions for international payments. Users benefit from a user-friendly interface, making it easy to navigate through various options.
With WUVISAAFT, sending money feels less like a chore and more like an accessible part of everyday life. Whether it’s paying bills or supporting loved ones overseas, this service aims to simplify your financial exchanges across borders.
How does it work?
WUVISAAFT operates by seamlessly connecting Visa card holders with Western Union’s vast transfer network. The process begins when a user opts to send money using their Visa card through the WUVISAAFT platform.
Once initiated, the service processes the transaction quickly and securely. Users enter recipient details and select an amount to send. This information is encrypted for safety.
Next, funds are transferred instantly or within a few hours, depending on the destination country. Recipients can collect cash at local Western Union locations or have it deposited directly into their bank accounts.
Throughout this entire procedure, real-time tracking allows users to monitor their transfers effortlessly. Notifications keep both sender and receiver informed until the money is successfully delivered. The combination of convenience and speed makes WUVISAAFT a popular choice for those needing reliable international transfers.
Benefits of using WUVISAAFT
WUVISAAFT offers a range of advantages that make it an attractive option for those needing seamless financial transactions. One significant benefit is speed. Transfers are typically processed much faster than traditional methods, allowing funds to reach recipients within minutes.
Another key advantage is the convenience factor. Users can initiate transfers from their homes or on-the-go via mobile devices, eliminating the need to visit a bank branch. This flexibility caters to modern lifestyles and busy schedules.
Additionally, WUVISAAFT provides competitive exchange rates and lower fees compared to conventional banking options. This cost-effectiveness can be particularly beneficial for frequent senders or larger transactions.
Customer support also stands out with WUVISAAFT. Users have access to assistance whenever needed, ensuring questions or issues are addressed promptly without unnecessary delays in service delivery.
Comparison to traditional bank transfers
When comparing WUVISAAFT to traditional bank transfers, several differences emerge. Traditional methods often involve lengthy processing times. Transfers can take days, leaving users in uncertainty.
WUVISAAFT stands out with its fast transactions. Funds are typically available within minutes. This immediacy appeals to those needing quick access to money.
Fees also differ significantly. Banks frequently have hidden charges that add up quickly. With WUVISAAFT, clarity is key; you know the costs upfront.
Accessibility plays a role too. Traditional banks may require you to visit a branch or use their specific platforms. WUVISAAFT offers flexibility through various online channels and locations, making it more convenient for many users.
Customer service experiences vary greatly between the two options. Bank support can be slow and automated at times while WUVISAAFT aims for responsive assistance tailored to individual needs.
Safety and security of WUVISAAFT
Safety is a primary concern for anyone sending or receiving money. WUVISAAFT prioritizes the protection of user information and funds.
The platform employs advanced encryption technologies to safeguard transactions. This means your personal data remains confidential throughout the transfer process.
Additionally, both Visa and Western Union have established reputations for security in financial services. Their combined expertise enhances trust in WUVISAAFT.
Fraud monitoring systems are active 24/7, detecting suspicious activities almost instantly. Users can report any concerns directly through customer support channels that are readily available.
With these robust measures, clients can feel confident using WUVISAAFT for their financial needs without compromising safety.
How to use WUVISAAFT
Using WUVISAAFT is straightforward and efficient. First, ensure you have an active Visa card linked to your Western Union account.
Start by logging into your Western Union profile. Navigate to the money transfer section, where you’ll find options tailored for various payment methods.
Select the WUVISAAFT option. Enter the recipient’s details accurately. This includes their name, location, and any other required information.
Next, input the amount you wish to send. Review all entered details carefully before proceeding with the transaction.
After confirming everything looks good, complete your payment using your Visa card. You’ll receive a confirmation message along with tracking information for peace of mind.
Keep this tracking number handy; it allows you to monitor the status of your transfer in real time as it reaches its destination efficiently.
Conclusion
WUVISAAFT simplifies the complexities of money transfers and visa payments. With its unique integration between Visa and Western Union, this service offers a streamlined way to send funds securely across borders.
The convenience of WUVISAAFT allows users to enjoy faster transactions compared to traditional banking methods. Plus, the added benefits like lower fees and accessibility make it an attractive choice for anyone looking to transfer money internationally.
As you explore your options for international money transfers, consider how WUVISAAFT can serve your needs effectively while prioritizing safety and security. Whether you’re sending remittances or making payments abroad, this innovative solution opens doors for seamless financial interactions globally. For those who value efficiency in their monetary dealings, WUVISAAFT stands as a compelling option worth considering.
BUSINESS
7 Cybersecurity Tips for Registered Investment Advisors (RIAs)

Many advisors quietly admit that cyber risk keeps them on edge. Just as a sudden cloudburst can flood a clear road, a single overlooked vulnerability can spill sensitive client data across the wrong screens. It may sound dramatic, but everyday attacks on firms handling retirement savings and life-planning assets are now routine.
Strong cybersecurity for RIAs isn’t about chasing the latest shiny tools. It’s about having a clear strategy, reliable controls, and consistent follow through so client trust never feels fragile. Below are seven practical tips that line up with SEC expectations and everyday common sense.
Tip 1: Get Clear On The Cyber Threats Facing Your RIA
You can’t protect what you haven’t mapped. Phishing, social engineering, and ransomware routinely target advisory firms, and one industry survey recently showed that nearly half of smaller RIAs experienced at least one attempted breach in the past year.
Start by taking inventory of your digital footprint:
- All external systems: custodians, CRMs, planning tools, client portals, cloud storage
- Internal assets: file shares, laptops, remote access tools, admin accounts
Then ask blunt questions:
- Who can reach what, and from where?
- Are there shared logins or dormant accounts still active?
- Which systems, if compromised, would stop you serving clients today?
Even a simple spreadsheet mapping assets, access, and business impact will give you a clearer picture of where an attacker might try to sneak in – and where your attention should go first.
Tip 2: Build An SEC-Aligned Cybersecurity Program
Once risks are visible, you need a structured program that speaks the same language as regulators. The SEC expects RIAs to have written, risk-based cybersecurity programs, not a pile of ad-hoc fixes.
A practical starting point:
- Create a short control matrix that lists key safeguards (multi-factor authentication, logging, backups, vendor oversight, etc.)
- Map each safeguard to relevant SEC guidance and your own risk assessment
- Set a review cadence (quarterly or semiannual) to reassess controls and document changes
Keep the framework simple, but explicit. When exams arrive, you want to show how your program is designed, how it is maintained, and how it evolves as your firm grows – not scramble to reconstruct decisions from memory.
Tip 3: Turn Expectations Into Written Policies
Verbal rules vanish. Written policies endure. Clear documentation is the bridge between “we meant to” and “we can prove it.”
Focus on a few core areas:
- Data handling and retention
- Password and authentication standards
- Access reviews and approval workflows
- Vendor onboarding and ongoing oversight
Provide new hires with a short, plain-language policy guide on day one and keep a central digital folder with the full policy set. Run quick monthly spot checks: are people following the password rules, using approved tools, and storing files where they should?
Well written policies help you run a smoother operation, and when regulators ask how your firm manages risk, you can answer with specifics rather than vague assurances.
Tip 4: Make Vulnerability Management A Routine, Not A Fire Drill
Many breaches start with something simple: an old plugin, an unpatched server, or a forgotten laptop. Regular vulnerability management turns those landmines into routine to-dos instead of emergency crises.
A workable rhythm might look like this:
- Run automated vulnerability scans at least once a month
- Tag high-value systems (e.g., client portals, email, file servers) for priority review
- Use a shared tracker or ticket system so remediation items are assigned and closed
- Align patch cycles with your scan schedule so fixes never drift for months
Each scan and patch round costs far less than a real incident response engagement. Over time, this cadence becomes part of your operational heartbeat and a strong story to share in SEC exams.
Tip 5: Treat Security Awareness Training As An Ongoing Habit
Technology can block a lot, but a single careless click can still open the door. Staff education is your frontline filter.
Effective programs are:
- Short and frequent – think quarterly micro-sessions, not annual marathons
- Practical – real phishing examples, password guidance, secure remote work tips
- Measured – simulated phishing campaigns with simple dashboards
Share results in a constructive way. Recognize teams that report suspicious emails and highlight improvements across the firm. Positive reinforcement tends to build a culture where people feel responsible for security instead of afraid of making mistakes. Over time, you’ll see fewer risky clicks and more quick flags when something looks “off.”
Tip 6: Partner With Cybersecurity Specialists Who Understand RIAs
At some point, checklists and best-effort internal reviews are not enough. Working with experts who live in the RIA world can close gaps you didn’t realize were there.
Our cybersecurity advisors at CyberSecureRIA focus specifically on advisory firms and understand SEC and FINRA expectations in detail. During discovery sessions, they can:
- Review policy drafts, network diagrams, and training logs
- Identify weak spots in access controls, logging, and vendor management
- Outline a prioritized remediation roadmap with realistic timelines
You also gain access to a help desk that understands the tools RIAs actually use – from custodial platforms to planning software. Having specialists on call can turn complex regulatory requirements into clear, manageable steps.
Tip 7: Prepare An Incident Response And Business Continuity Playbook
Even with solid defenses, something can still go wrong. When that happens, you need a script – not a scramble.
A strong plan should:
- Define how issues are detected and who receives alerts
- Assign roles for containment, communication, regulatory notifications, and recovery
- Include a tested backup and restore strategy, with at least twice-yearly drills
- Spell out alternative ways to serve clients if core systems go offline
Walk the team through tabletop exercises: simulate a ransomware event, a lost laptop, or a compromised email account. Document what worked, what didn’t, and what you changed afterward. When a real incident happens, your firm will respond with purpose instead of confusion.Thoughtful cybersecurity for RIAs isn’t about fear – it’s about control, preparation, and respect for the trust clients place in you. With clear visibility into risks, written programs aligned with SEC expectations, consistent training, and expert support from partners like CyberSecureRIA, your firm can face digital threats with confidence instead of anxiety.
BUSINESS
The Benefits of Working With a Digital Marketing Agency USA for Multi-Channel Campaigns

Scaling a business in a crowded market is expensive. If you are spreading your budget across LinkedIn, Google Search, and email without a unified plan, you aren’t marketing, you’re gambling. Most entrepreneurs we talk to at Five Talents feel like they are shouting into a void. They see clicks, but the bank account doesn’t reflect the effort. This is where a digital marketing agency USA turns fragmented tactics into a high-performance engine.
The Myth of Being Everywhere at Once
You’ve heard the advice, “Be on every platform.” It’s a trap. For small-to-medium businesses, being everywhere usually means being mediocre everywhere. A specialized US-based digital marketing agency focuses on the Rule of 7, the idea that a prospect needs to see your brand multiple times before they trust you. When your messaging is consistent across Google Ads and Instagram, you build a narrative. We’ve seen companies double their conversion rates simply by aligning search intent with social proof. It isn’t magic. It’s synchronization.
Specialized Growth Without the Overhead
Hiring a full-time digital marketing specialist is a significant investment. Now multiply that by three to cover SEO, PPC, and content. Most SMBs can’t afford a $300k annual payroll for a marketing department.
Partnering with a top digital marketing agency gives you access to an entire team of experts for less than the cost of one senior hire. You get a digital marketing consultant to handle big-picture strategy and executors to manage the daily grind.
At Five Talents, we prioritize “here and now” solutions. Whether it’s optimizing Google Ad Grant management for a nonprofit or building a go-to-market strategy for a startup, the focus remains on ROI. You need leads today, not brand awareness six months from now.
Data vs. Guesswork
Why did that last campaign fail? If you can’t answer that with hard data, you’re losing money. A professional digital marketing company USA uses advanced analytics to track the customer journey from the first click to the final sale.
We often see businesses overspending on expensive keywords while ignoring low-hanging fruit in their email lists. We fix that. By analyzing the data, we pivot budgets to the channels that actually move the needle. It’s about being lean and aggressive with your spend.
Why Five Talents Is Different
Honestly, many agencies promise you the moon and deliver a PDF full of metrics that don’t mean anything. We don’t do that. As a business owner, you care about growth, sustainability, and clear communication, and so do we.
Stop trying to keep up with the latest algorithm changes yourself. Your time is better spent leading your team and closing deals. Let us handle the technical complexity of your multi-channel presence.
Ready to see what a coordinated strategy looks like for your bottom line? Visit Five Talents today. Let’s review your current setup and uncover exactly where you’re leaving money on the table.
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