Low-Doc Investment Loans in WA

Presented by All Nation Finance

What Are Low-Doc Investment Loans?

Low-doc investment loans are tailored for property investors, particularly those who are self-employed or have unconventional income streams. Unlike standard loans, they require minimal documentation and provide flexibility for borrowers who may not have access to traditional financial proof.

Who Can Benefit?

1. Self-Employed Borrowers: Without full financial statements or recent tax returns.
2. Investors with Variable Income: Such as freelancers, contractors, or small business owners.
3. Borrowers Seeking Flexibility: Who need quicker approval processes or lack complete financial documentation.

Key Features of Low-Doc Loans

• Flexible Documentation Requirements: Borrowers can use alternative proof such as Business Activity Statements (BAS), an accountant’s declaration, or bank statements.
• Competitive Interest Rates: Although often higher than full-doc loans, rates can still be attractive depending on credit history and deposit size.
• Loan-to-Value Ratio (LVR): Typically up to 80% LVR, but may vary by lender.
• Property Investment Focus: Ideal for those looking to purchase, refinance, or invest in property in WA.

Requirements for Low-Doc Loans

• Minimum Deposit: Generally, a 20% deposit is required.
• Proof of Income: BAS, accountant’s letter, or bank statements for the past 6-12 months.
• Good Credit History: A strong credit score improves approval chances and lowers interest rates.
• ABN Registration: Typically, borrowers must have an active ABN registered for a minimum of 12 months.

How to Apply with All Nation Finance

1. Assess Your Needs: Determine how much you want to borrow and your repayment capacity.
2. Gather Documentation: BAS, bank statements, and accountant’s declaration.
3. Consult All Nation Finance: Our team of experienced brokers specializes in low-doc investment loans and can connect you with the right lender.
4. Submit an Application: We’ll assist in preparing and submitting your application to streamline the process.

Why Choose All Nation Finance in WA?

At All Nation Finance, we understand the challenges self-employed investors face and offer:

• Access to Niche Lenders: Including those specializing in low-doc loans.
• Tailored Solutions: Designed to fit your unique financial situation.
• Expert Guidance: From application to settlement, we handle the details so you can focus on your investment goals.

For more information or to start your application, contact All Nation Finance today. Let us help you secure the right low-doc investment loan for your property goals in WA.